full text of human factors in mining

full text of human factors in mining

Mar 20, 2019 Giving loans and issuing credit cards are two of the main concerns of banks in that they include the risks of non-payment. According to the Basel 2 guidelines, banks need to develop their own credit risk assessment systems. Some banks have such systems; nevertheless they have lost a large amount of money simply because the models they used failed to accurately predict customers’ defaults.

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